Take advantage of the IMT and IS exemption programs and the State Guarantee for young people up to 35 years old

decree-law nº30-A/2024 approved on June 20th and entered into force on August 1st, 2024. 

See below how; 

https://conselhosdoconsultor.com/isencao-de-imt-e-is-para-jovens-ate-aos-35-perguntas-e-respostas/ 

https://www.deco.proteste.pt/dinheiro/comprar-vender-casa/noticias/credito-habitacao-jovem-como-vai-funcionar-a-garantia-estado 

See the updated IMT tables here 

Simulate the IMT and IS here 

Calculate and compare your mortgage loan here