Take advantage of the IMT and IS exemption programs and the State Guarantee for young people up to 35 years old.

(Decree-Law No. 30-A/2024 approved on June 20 and entered into force on August 1, 2024.)

See below for details;

https://conselhosdoconsultor.com/isencao-de-imt-e-is-para-jovens-ate-aos-35-perguntas-e-respostas/

https://www.deco.proteste.pt/dinheiro/comprar-vender-casa/noticias/credito-habitacao-jovem-como-vai-funcionar-a-garantia-estado

See the updated IMT tables here.

Simulate the IMT and IS here.

Calculate and compare your mortgage here.